Insurance Licensing New Jersey Life Producer : NJ-Life-Producer exam dump

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Insurance Licensing NJ-Life-Producer Exam Syllabus Topics:

Insurance Licensing New Jersey Life Producer Sample Questions:

Question 1

An owner of a life insurance policy may transfer ownership temporarily with

A. A transfer assignment.
B. A beneficiary assignment.
C. An absolute assignment.
D. A collateral assignment.

Question 2

What is the purpose of the Accelerated Death Benefit Rider?

A. To provide for the early payment of the death benefit for a terminally ill insured.
B. To adjust the death benefit to keep up with inflation.
C. To decrease the tax liability of the insured's estate.
D. To increase the death benefit by a stated percentage.

Question 3

After a New Jersey producer license has been revoked, the licensee may not reapply for a new license for a minimum of

A. 1 year.
B. 6 months.
C. 5 years.
D. 3 years.

Question 4

A policy may contain provisions excluding or restricting coverage as specified in the event of death under all of the following EXCEPT

A. A licensed pilot of a personal aircraft.
B. War, or act of war.
C. Fare-paying passenger.
D. Not provided in the source question.

Question 5

Lapsed individual life insurance may be reinstated at any time within

A. 5 years.
B. 4 years.
C. 2 years.
D. 3 years.

Solutions: